Interest Bearing Products
Our banking professionals will work with you to provide excellent financial services customized to meet your specific needs. Locally owned and operated since 1890, First National Bank of Giddings is here for you.
Rest assured knowing deposits are insured up to $250,000 by the Federal Deposit Insurance Corporation.
Money Market Account
Commercial Savings Accounts and Commercial Money Market Accounts
A Certificate of Deposit (CD) is a safe investment tool that offers great fixed or variable rates by securing your money for a predetermined term. We offer a variety of terms ranging from 30 days to 5 years. The interest rate will correspond to the length of time you choose. Rest assured that First National Bank of Giddings has some of the most competitive rates around.
Among the features of our CDs:
To get our current rates, please contact one of our New Accounts Representatives at 979-542-1200.
* Please note that there may be a penalty for early withdrawal.
CDARS® (Certificate of Deposit Account Registry Service)
Through the CDARS® service, First National Bank of Giddings can provide you with easy access to multi - million dollar FDIC protection on its CD investments.
How You Benefit from CDARS:
To see a video of how the program works, click here to be directed to the CDARS® website. Once there, click on the video in the middle of the page.
For more information about CDARS® or to get started:
*Funds may be submitted for placement only after a depositor enters into a CDARS Deposit Placement Agreement with us.
We all need to be prepared for retirement, so let First National Bank help secure your future. We offer Individual Retirement Accounts to help meet your savings needs. Your contributions may even be tax deductible, depending on eligibility. We offer Traditional IRAs and Roth IRAs, as well as SEPS accounts. IRAs are subject to all IRS rules and limitations.
Health Savings Accounts
Health Savings Accounts were created to help individuals and families save for current and future qualified medical expenses on a tax-free basis. Certain insurance plans as well other medical and non-medical benefit plans can exclude you from eligibility.