Personal Accounts
Whether you are looking for a checking account, savings account, or a loan, our experienced New Accounts Representatives will be happy to assist you with your financial needs. Please contact us to open your account today!
 Checking Accounts
Free Checking
Our Free Checking account requires a small minimum to open, however there are no monthly service charges to maintain this account, and no minimum monthly balance must be met. Your first order of wallet-style checks is also free.
First Advantage Account
Our First Advantage Checking account requires a minimum balance to open, but there are no service charges to maintain the account. There are certain requirements to earn interest on this account - you must accept statements in electronic format via the Internet, and you must use your VISA debit/check card at least 10 times per month.
Regular Checking
Our regular checking account requires a minimum balance to open, but by maintaining a specific monthly balance in this account, there are no service charges to maintain the account. Should your balance fall below the minimum, a service charge will be assessed.
Elite Account
Our Elite Account is geared towards those receiving Social Security Direct Deposit. By allowing these funds to be directly deposited into your account, your account will have no minimum balance requirements and no monthly maintenance fees. We can also assist you in contacting Social Security and helping you set this up.
Smart Checking
Our Smart Checking account requires a minimum balance to open, and if the balance falls below the specified minimum, monthly service charges are assessed. This account comes with Accidental Death & Dismemberment Insurance, which is discounted for Senior Citizens.
NOW Account
Our NOW account requires a minimum balance to open, and a monthly service charge applies if the balance falls below the specified minimum. This account pays interest (call for current rates) and has a maximum of 25 withdrawals per month if balance falls below specified minimum.
Smart NOW Account
This account requires a minimum balance to open, and if the balance falls below the specified minimum, monthly service charges are assessed. This account also pays interest (call for current rates) and also comes with Accidental Death & Dismemberment Insurance, which is discounted for Senior Citizens. It also has a maximum of 25 withdrawals per month if balance falls below specified minimum.
 Apple Account
Our Apple Account is designed for teachers. It features no minimum balance requirements and no monthly service charges with proof of employment in a teaching capacity. Our in-stock checks are also free for this type of account.
Law Enforcement Officer Account (LEO Account)
 Our LEO Account offers no minimum balance requirements and no monthly service charges with proof of employment as a Law Enforcement Officer. Interest is paid on this account (call for current rates) and our personalized LEO checks are free to accountholders. Stop Payment requests, Cashier’s Checks, Money Orders, and a 3 X 5 Safety Deposit Box are all offered at no charge to accountholders.
For full details on these accounts, or any of our accounts, please call or stop by and visit with one of our friendly New Account Representatives. They will be happy to assist you with your banking needs!
 Money Market Account
Money Market Account
Our Money Market Account requires a minimum balance to open, and if the balance falls below the specified minimum, monthly service charges are assessed. This account pays interest (call for current rates) and has transaction limitations of no more than six (6) transfers and/or withdrawals per month.
 Savings Accounts
Regular Savings Account
Our Regular Savings Account requires a minimum deposit to open, and a minimum balance to avoid monthly service charges. This account pays interest (call for current rates) and has transaction limitations of no more than six (6) transfers and/or withdrawals per month.
 Certificates of Deposit
This type of account is for those who are able to invest over a longer term. We offer fixed rate interest CD’s with terms ranging from 30 days to 5 years. We also offer variable rate CD’s with the same terms as our fixed-rate CD’s. Interest rates on this product vary with the length of the term, as well as the type of compounding. Your certificate can be automatically renewed at current rates in effect at maturity.
Please call or stop by our office for current rates and terms.
 Individual Retirement Accounts
These accounts are for people that are saving for retirement who are able to invest over a longer term. We offer fixed rate and variable rate IRA’s with terms of 6, 12, 18, 24, and 30 months. Interest on our IRA’s is compounded quarterly. Your IRA can be automatically renewed at current rates in effect at maturity, as a convenience to you, or you can choose to have a single maturity IRA.
Please call or stop by our office for current rates and terms.
USA PATRIOT ACT REQUIREMENTS
Important Information About Procedures for Opening A New Account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you -
When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.
We may also ask to see your driver’s license or other identifying documents.
Other Services and Benefits We Offer:
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Our Special First National Bank
Visa Check Card
proudly displays the historic
Lee County Courthouse,
built in 1899.
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Contact us for details on how to receive one!
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 TeleFirst |
979-542-7272 |
24-Hour Customer Service From Your Bank
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We Offer In House Check Printing!
We can have your personalized checks ready for you in 24 hours, in most cases.
See styles below.
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| Blue safety |
Bank scene - black |
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| Buffalo |
Courthouse scene |
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| Flag |
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- Cashier’s Checks
- Safe Deposit Boxes
- Collections
- Drive Thru Lanes
- Friendly Customer Service
- ATM Cards
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- Money Orders
- Wire Transfers
- Telephone Transfers
- Internet Banking
- ATM
- Stop Payments
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