Commercial Accounts
 First National Bank of Giddings is proud to offer a variety of commercial accounts to meet the needs of all types of businesses – from sole proprietors to corporate accounts. Please call one of our New Accounts Representatives or come by and visit with them for more information on opening up your business account.
Commercial Checking Account
Our Commercial Checking Account has a minimum deposit to open and a minimum to avoid monthly service charges. Some commercial accounts may be subject to account analysis fees.
Please call or stop by for all of the features of this account.
Commercial Money Market Account
Our Commercial Money Market Account requires a minimum balance to open, and if the balance falls below the specified minimum, monthly service charges are assessed. This account pays interest (call for current rates) and has transaction limitations of no more than six (6) transfers and/or withdrawals per month.
Commercial Savings Accounts
Our Commercial Savings Account requires a minimum deposit to open, and a minimum balance to avoid monthly service charges. This account pays interest (call for current rates) and has transaction limitations of no more than six (6) transfers and/or withdrawals per month.
Certificates of Deposit
This type of account is for those who are able to invest over a longer term. We offer fixed rate interest CD’s with terms ranging from 30 days to 5 years. We also offer variable rate CD’s with the same terms as our fixed-rate CD’s. Interest rates on this product vary with the length of the term, as well as the type of compounding. Your certificate can be automatically renewed at current rates in effect at maturity.
USA PATRIOT ACT REQUIREMENTS
Important Information About Procedures for Opening A New Account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you –
When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.
We may also ask to see your driver’s license or other identifying documents.
Other Services and Benefits We Offer:
|
